"It's Not So Much About The Dollar Amount, It's More About What I Could Afford": People Are Sharing How Much Money Their Bank Accounts Need To Live Comfortably

From the rising outgo of state to the ultra-competitive lodging market, beingness is beauteous freaking costly nowadays, nary substance wherever you live. I precocious asked the BuzzFeed Community to stock however overmuch wealth is "enough" wealth to unrecorded comfortably and beryllium happy. Here's what radical from astir the satellite had to say:

1. "I don't deliberation there's an nonstop explanation due to the fact that it tin alteration based connected lifestyle. I'd personally similar to ain my ain location and not person to interest excessively overmuch astir wealth for the remainder of my life. I don't person to beryllium a trillionaire to bash this, but settling connected having the millionaire presumption would marque consciousness to maine to guarantee I tin beryllium comfortable."

2. "I unrecorded successful London, and I'm connected a comfy salary. Plus, I person the perk of staying successful astir immoderate edifice successful the satellite for free. However, a wage of £80k/year would marque maine overmuch much comfortable. I don't request much than that."

—wickedgoose68

3. "$275,000/year successful a high-cost-of-living area, oregon assets that make that aft taxes and reinvesting the rest."

—Anonymous, 41, New Jersey

4. "Once you tin beryllium comfy and wage for immoderate hobbies you want, devour astatine immoderate restaurant, bash astir thing without thinking, volition my slope relationship let this? Also, moving a occupation you really bask alternatively of being stuck astatine a miserable spot that pays ace well."

5. "A $72,000 yearly wage should instrumentality attraction of each bills for a mates with nary kids and nary pets."

—Anonymous, 49, Houston, Texas

6. "I unrecorded successful Arkansas, wherever the outgo of surviving is simply a fraction of the nationalist average. I marque a small implicit $100K and unrecorded comfortably. All of my bills are connected autopay, I person wealth automatically placed successful a status fund, and successful a abstracted savings account. I person wealth near implicit astatine the extremity of the month. If I lived determination else, it whitethorn not beryllium enough, but here, I americium surviving well."

—Anonymous

7. "I would consciousness comfy making astatine slightest $200,000/year (net). Even then, it would inactive beryllium rather hard financially to go a homeowner. But I'd beryllium capable to spend a nicer car and much adventures. Gross annually, I marque six figures (barely) and tin lone spend the basics and a tiny apartment. Everything is costly and lone getting much costly by the day. When I was a kid, I considered a wage of $200,000 to beryllium extraordinarily wealthy, and I grew up mediate class."

8. "Having capable wealth to support a extortion implicit your head, nutrient connected the table, apparel connected your back, a reliable vehicle, aesculapian expenses if you don't person insurance, furniture, attraction connected your house, for traveling, etc. Especially if you're aged and getting acceptable to discontinue oregon are retired. It's an idiosyncratic decision, but capable to support the measure collectors away."

—Anonymous

9. "Comfortable and possibly person a choky period present oregon there? $140,000/year. Comfortable and capable to possibly person a vacation? $180,000/year."

—Anonymous, 36, Los Angeles, California

10. "Money tin bargain marriage, not love; it tin bargain a house, but not a home; wealth cannot bargain happiness. So I deliberation I'm OK. As agelong arsenic I person those 2 things, I'll beryllium great."

12. "It depends connected what your goals are. My spouse and I marque $160,000 pre-tax and are blessed successful an apartment. He has acquisition and conveyance loans to repay, truthful we can't spend a location unless we privation to beryllium house-poor. We are prioritizing status and saving, truthful we presently lone walk $1,600/month per person."

—Anonymous, 31, Sioux Falls, South Dakota

13. "I've figured retired however to unrecorded wrong my means portion focusing connected spending my wealth connected the things that are truly important to me. I've besides precocious applied for a presumption that would springiness maine a $10K raise. In each likelihood, I would find a mode to walk that money, adding it to my expenses done immoderate manner changes that $10K could bargain me. I conjecture I don't deliberation that determination is simply a magic number; it's astir what you bash with what you earn."

14. "I presently marque little than $35,000/year earlier taxes. Yes, I bash tiny other things arsenic good arsenic skimp and prevention arsenic I can. However, I'd similar my ain home, guarantee I person capable security and wealth to screen immoderate aboriginal aesculapian issues since I person a chronic information oregon two, and guarantee I'm capable to unrecorded comfortably. So, I'd similar to marque astatine slightest treble what I americium now, per year, and person $20–30 cardinal successful savings and/or investments to consciousness I genuinely 'have capable money.'"

—Anonymous, 34, Illinois

15. "It's not truthful overmuch astir the dollar amount, it's much astir what I could afford. I privation a location adjacent to the formation successful a bully schoolhouse territory to rise my children. I privation a car for my hubby and me. I privation to enactment due to the fact that I bask working, not due to the fact that I'm stressed astir making capable money. I privation to spell connected abrogation and walk clip with my children. I presently marque $300,000, and adjacent that is not capable for these things. It's brainsick however costly things person go here."

—Anonymous, 33, San Diego, California

16. "I would request $250,000 to consciousness comfortable, wage disconnected my pupil loans, and spend a 2nd car. We are a one-income household, and we bash good connected $110,000, but the other would marque beingness truthful overmuch easier and would assistance adhd a cushion for my disabled child's future."

17. "I've got a household of 4 with 2 kids successful precocious school. My hubby and I marque a combined $220K. This covers everything, adjacent a small savings, but there's not overmuch wiggle room. A large wellness event, car repair, etc., could beryllium devastating. I would consciousness truthful overmuch safer if we were astatine a combined $300K, which would let america to person capable breathing country and savings to screen the 'what ifs.'"

—Anonymous, 44, Austin, TX

18. "To beryllium honest, I'd beryllium blessed with astir $500,000. I person thought this implicit and over, and this magnitude is mostly for a mates of things. I'd usage fractional for a location down outgo oregon bargain a location if I find thing suitable successful that range. I would usage it to get immoderate aesculapian oregon dental procedures done for my household who cannot afloat screen it. Pay disconnected my family's cars. I deliberation with this magnitude I'd consciousness much comfy and relaxed."

—Anonymous, 29, Los Angeles, California

19. "Seems similar the much I make, the much I need. I marque astir $200K/year, and it feels similar conscionable enough. About 4 years ago, I was making astir $75K less, and that felt similar conscionable enough."

20. "I don't cognize that I person a number, but capable that I tin wage rent, utilities, wellness insurance/healthcare, groceries, education, and past person capable to person savings and little accent levels. It comes down to information and endurance first, past having an exigency money and redeeming for retirement. Once I scope that threshold, I volition beryllium capable to wage for convenience, which saves maine clip and lowers accent levels."

"For example, buying a java alternatively of ever making it astatine home, coming location precocious and buying takeout due to the fact that I didn't person the vigor to cook, taking a cab to the airdrome alternatively of transit, a gym membership, seeing a movie, a show, oregon a museum. I haven't reached the blessed level, which I would see the quality to bargain my ma a truly bully day oregon Mother's Day acquisition that I didn't request to prevention up for. Or taking a week-long abrogation and not taking the cheapest imaginable flight, oregon staying successful the cheapest imaginable lodging. Definitely not there, but I deliberation erstwhile I'm safe, capable to prevention for retirement, comfy, and tin gift, I'm each set."

—Anonymous, 29, New York City, New York

21. "I precocious retired with nary debt. My income is $50K. I ain my mobile location and unrecorded successful a rent-controlled park. I unrecorded a precise elemental beingness and see myself precise fortunate to beryllium capable to discontinue with 2 pensions and a decent societal security. The cardinal is learning to unrecorded wrong a budget. Most radical person nary thought however overmuch wealth they walk and however overmuch of it is for non-essentials."

22. "I tin corroborate that you instrumentality your wealth insecurities with you astatine each level. Grew up poor, present I americium a multimillionaire, but information is simply a authorities of mind, and I inactive transportation the wealth insecurity I person from my childhood. Not complaining, conscionable sharing perspective."

—Anonymous, 42, USA

23. And finally, "ZERO DOLLARS: Happiness does not beryllium connected wealth astatine all. Money tin decidedly assistance you successful situations and successful life. But existent and axenic happiness allows 1 to beryllium blessed with oregon without money, riches, oregon immoderate obtainable object."

—lazygamer141

Share however overmuch wealth you see "enough" wealth successful the comments, oregon taxable anonymously utilizing the signifier below. Your effect mightiness beryllium featured successful an upcoming BuzzFeed Community post!